Contracts & Services

Two Rivers Grain Department is here to help you market your grain. We will help you achieve the specific objectives you set for your operation. We strive to be the best in the cooperative business, with a customer relationship focus that is second to none. We have been blessed with hard-working managers and employees who go above and beyond to earn your business. With our tradition of excellence, you can expect the same great service no matter which location you visit.
Thank you for allowing Two River Cooperative to be your local provider for all of your grain needs.

CONTRACTS

  • Accumulator Contracts – Allow you to price bushels above the market price, if certain conditions are met. Contents of the contract include an accumulator futures sale price, a knock-out barrier, and a specific pricing period.
  • Basis Contracts – Allow you to lock in only the basis portion of a cash contract for a specific delivery period.
  • Cash Buy Contracts – Allow you to lock in the full price for a specific quality and quantity of grain today with a predetermined delivery period.
  • Direct Ship Contracts – Allow you to get end-user (ethanol plants, processing plants, etc.) pricing on your grain while still doing business with Two Rivers Cooperative.
  • Extended Price Contracts – Allow you to deliver bushels and get rid of monthly charges while staying in the market and receiving partial payment.
  • Hedge-to-Arrive Contracts – Allow you to lock in the futures-price portion of your contract while leaving the delivery period and the basis-price portion open 
  • Offer Contracts – Allow you to sign a contract indicating the desire to sell a specific number of bushels of grain any time the cash price reaches a designated price.
  • Price Later Contracts – Allow you to deliver and transfer legal possession to the elevator. The price is established at a later date of your choosing using the elevator’s cash price less a service charge.

SERVICES

  • Commodity Trading – We have partnered with StoneX to offer commodity risk management, hedging, market intelligence, and complete marketing services. They provide financial tools designed to help control risk, use the market to limit the impact of volatility, control input costs, protect inventory value, and enhance operational margins.
  • Daily Grain Service – Sign up for our text message service to receive daily cash grain bids and new crop bids.
  • Defer Pay Option – This service allows you to defer payment on your grain checks until a later date.You can choose to delay your payment until after January 1 of the following year or whichever month your new year starts for tax purposes. Defer Pay allows us to comply with regulations to settle the grain in a timely manner but helps you manage your income.
  • Direct Deposit Grain Checks – When you provide your banking information, we can send grain funds directly to your bank account rather than issuing a check, saving time for you!
  • Farmer Data Online Access – Use Farmer Data Online Access to quickly and conveniently review and pay your monthly bills, check grain balances, access current grain contracts, and reprint monthly statements.
  • Financing – We have partnered with Cooperative Finance Association to offer input finance loans at competitive interest rates.
  • Grain Pick Up – Save time with our on the farm scheduled grain pick up service.